Apprentice - Credit & Fraud Risk
American Express is hiring Credit & Fraud Risk Apprentices in Gurugram & Bengaluru for a 12-month paid program with free meals, cab facility, and hybrid working.
Job Description
American Express is offering a 12-month paid apprenticeship program in Credit & Fraud Risk (CFR). CFR teams play a critical role in protecting American Express, customers, and the brand. Teams leverage data, analytics, technology, and innovative risk management practices to identify, monitor, and mitigate credit and fraud risks across the customer lifecycle. Apprentices will gain exposure to how analytics, technology, and product thinking come together to solve business problems and enable growth. This apprenticeship offers opportunities across multiple focus areas within Credit & Fraud Risk, including Data Stewardship, Strategy & Analytics, and Product.
Engineer - Data Center Operations
Eligibility Criteria
- Candidates must have completed graduation under Bachelor's or Master's degree program in Engineering, Mathematics, Statistics, Economics, Computer Science, Data Science, Business Analytics, Finance, or other relevant quantitative disciplines.
- Strong analytical and problem-solving skills.
- Passion for data, analytics, and risk management.
- Curious mindset with eagerness to learn and explore new ideas.
- Ability to work collaboratively in a fast-paced environment.
- Ability to interpret data and derive meaningful insights.
Remote Front End Developer
Key Responsibilities (Product & Business)
- Gain exposure to how Credit & Fraud Risk teams support business growth, customer experience, and risk management decisions.
- Partner with cross-functional teams to support product enhancements, business initiatives, and innovation opportunities.
- Participate in activities across the product lifecycle, including discovery, testing, implementation, and performance monitoring.
- Learn how data, technology, and business insights come together to solve real-world problems.
Trainee Software Engineer - 2027
Key Responsibilities (Data & Analytics)
- Support analytical and reporting activities to identify trends, patterns, and business insights.
- Work with data and visualization tools such as SQL, Python, Excel, Power BI, or Tableau.
- Gain exposure to data governance, data quality, and process improvement practices.
Fresher Enablement Program (Internship)
Required Technical Skills
- Knowledge of SQL, Python, Excel, Power BI/Tableau, or other analytical tools is preferred.
- Familiarity with Software Development Lifecycle (SDLC), automation tools/techniques (RPA, ETL tools, Machine Learning etc.), data visualization tools (Power BI, Tableau etc.) is preferred.
Required Soft Skills
- Strong analytical and problem-solving skills.
- Passion for data, analytics, and risk management.
- Curious mindset with eagerness to learn and explore new ideas.
- Ability to work collaboratively in a fast-paced environment.
- Ability to interpret data and derive meaningful insights.
Selection Process / Rounds / Tests
Round 1: Application Screening — Details: Resume and qualification review | Topics: Academic background (Quantitative disciplines), Analytical skills | Mode: Online | Purpose: Initial screening based on eligibility criteria
Round 2: Online Assessment — Details: Evaluate analytical and problem-solving skills | Topics: Data interpretation, Quantitative aptitude, Logical reasoning | Mode: Online | Purpose: Assess analytical and quantitative skills
Round 3: Technical Interview — Details: Assess data analytics, SQL, Python, and risk management knowledge | Topics: SQL, Python, Excel, Power BI/Tableau, Data visualization, Risk management concepts | Mode: Online / In-person | Purpose: Evaluate technical knowledge and problem-solving skills
Round 4: HR Interview — Details: Evaluate communication and cultural fit | Topics: Communication skills, Passion for risk management, Curiosity mindset | Mode: Online / In-person | Purpose: Final evaluation of soft skills
Important Notes & Benefits
- 12-month paid apprenticeship program.
- Cab facility and free meals provided.
- Flexible working model with hybrid arrangement.
- Training and development opportunities.
- Offer conditioned upon successful background verification check.
Required Skills
- SQL
- Python
- Excel
- Power BI
- Tableau
- Risk Management
- Data Analytics
Fresher Enablement Program (Internship)
How To Apply
Review eligibility, prepare your resume, verify the official source, and apply before the deadline.
FAQ
Who can apply?
B.E, B.Tech, M.E, M.Tech, BSc, MSc, BA Economics, MBA candidates from 2024, 2025, 2026 batches can apply if they match the role requirements.
Is this suitable for freshers?
Yes, this listing is curated for freshers or early-career candidates unless the post mentions otherwise.