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Apprentice - Credit & Fraud Risk

American Express is hiring Credit & Fraud Risk Apprentices in Gurugram & Bengaluru for a 12-month paid program with free meals, cab facility, and hybrid working.

American Express logoCompany: American ExpressLocation: BangaloreExperience: Freshers (0 Years)
American Express logo

American Express

Verified Employer & Official Hiring Drive
Company NameAmerican Express logoAmerican Express
Job LocationBangalore
Work ModeOn-site
Experience RequiredFreshers (0 Years)
QualificationB.E, B.Tech, M.E, M.Tech, BSc, MSc, BA Economics, MBA
Batch2024, 2025, 2026
SalaryPaid Apprenticeship + Free Meals & Cab Facility
Last DateRolling / not specified

Job Description

American Express is offering a 12-month paid apprenticeship program in Credit & Fraud Risk (CFR). CFR teams play a critical role in protecting American Express, customers, and the brand. Teams leverage data, analytics, technology, and innovative risk management practices to identify, monitor, and mitigate credit and fraud risks across the customer lifecycle. Apprentices will gain exposure to how analytics, technology, and product thinking come together to solve business problems and enable growth. This apprenticeship offers opportunities across multiple focus areas within Credit & Fraud Risk, including Data Stewardship, Strategy & Analytics, and Product.

Eligibility Criteria

  • Candidates must have completed graduation under Bachelor's or Master's degree program in Engineering, Mathematics, Statistics, Economics, Computer Science, Data Science, Business Analytics, Finance, or other relevant quantitative disciplines.
  • Strong analytical and problem-solving skills.
  • Passion for data, analytics, and risk management.
  • Curious mindset with eagerness to learn and explore new ideas.
  • Ability to work collaboratively in a fast-paced environment.
  • Ability to interpret data and derive meaningful insights.

Key Responsibilities (Product & Business)

  • Gain exposure to how Credit & Fraud Risk teams support business growth, customer experience, and risk management decisions.
  • Partner with cross-functional teams to support product enhancements, business initiatives, and innovation opportunities.
  • Participate in activities across the product lifecycle, including discovery, testing, implementation, and performance monitoring.
  • Learn how data, technology, and business insights come together to solve real-world problems.

Key Responsibilities (Data & Analytics)

  • Support analytical and reporting activities to identify trends, patterns, and business insights.
  • Work with data and visualization tools such as SQL, Python, Excel, Power BI, or Tableau.
  • Gain exposure to data governance, data quality, and process improvement practices.

Required Technical Skills

  • Knowledge of SQL, Python, Excel, Power BI/Tableau, or other analytical tools is preferred.
  • Familiarity with Software Development Lifecycle (SDLC), automation tools/techniques (RPA, ETL tools, Machine Learning etc.), data visualization tools (Power BI, Tableau etc.) is preferred.

Required Soft Skills

  • Strong analytical and problem-solving skills.
  • Passion for data, analytics, and risk management.
  • Curious mindset with eagerness to learn and explore new ideas.
  • Ability to work collaboratively in a fast-paced environment.
  • Ability to interpret data and derive meaningful insights.

Selection Process / Rounds / Tests

Round 1: Application Screening — Details: Resume and qualification review | Topics: Academic background (Quantitative disciplines), Analytical skills | Mode: Online | Purpose: Initial screening based on eligibility criteria

Round 2: Online Assessment — Details: Evaluate analytical and problem-solving skills | Topics: Data interpretation, Quantitative aptitude, Logical reasoning | Mode: Online | Purpose: Assess analytical and quantitative skills

Round 3: Technical Interview — Details: Assess data analytics, SQL, Python, and risk management knowledge | Topics: SQL, Python, Excel, Power BI/Tableau, Data visualization, Risk management concepts | Mode: Online / In-person | Purpose: Evaluate technical knowledge and problem-solving skills

Round 4: HR Interview — Details: Evaluate communication and cultural fit | Topics: Communication skills, Passion for risk management, Curiosity mindset | Mode: Online / In-person | Purpose: Final evaluation of soft skills

Important Notes & Benefits

  • 12-month paid apprenticeship program.
  • Cab facility and free meals provided.
  • Flexible working model with hybrid arrangement.
  • Training and development opportunities.
  • Offer conditioned upon successful background verification check.

Required Skills

  • SQL
  • Python
  • Excel
  • Power BI
  • Tableau
  • Risk Management
  • Data Analytics

How To Apply

Review eligibility, prepare your resume, verify the official source, and apply before the deadline.

Apply For This JobOfficial Source
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Interview Preparation & Career Tips

To maximize your chances of getting shortlisted for American Express (Apprentice - Credit & Fraud Risk):

  • Tailor your resume with relevant skills: SQL, Python, Excel, Power BI, Tableau, Risk Management, Data Analytics.
  • Prepare for technical assessment rounds by practicing Data Structures, Algorithms, and Object-Oriented Programming (OOP) concepts.
  • Highlight hands-on projects and open-source contributions on your GitHub profile and LinkedIn.
  • Apply early via the direct official corporate application link to beat automated ATS cutoffs.

Frequently Asked Questions (FAQ)

Who is eligible for American Express - Apprentice - Credit & Fraud Risk?

Candidates with qualifications in B.E, B.Tech, M.E, M.Tech, BSc, MSc, BA Economics, MBA from 2024, 2025, 2026 passout batches are eligible to apply, provided they meet the experience requirement of Freshers (0 Years).

What is the work mode and location for this role?

This position is located in Bangalore with a work mode of On-site.

Is this an official career portal application link?

Yes, CarrierHubAI provides 100% direct official career portal links (corporate portals, Greenhouse, Ashby, Workday, Oracle Cloud) without any third-party redirects or aggregator fees.

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